Can a 2026 Toyota Tacoma tow a MasterCraft XT22?
No
We estimate a loaded MasterCraft XT22 on its trailer at about 8,520 lb. 4 are not rated for it.
Check your exact setup (add your door-sticker payload and real trailer weight)
MasterCraft XT22 loaded towing weight
| Boat weight (MasterCraft) | 5,485 lb |
| Engine(s): included in the maker's weight (inboard) | 0 lb |
| Fuel: 79 gal x 6.1 lb/gal (full tank) | 482 lb |
| Gear allowance: 10% (batteries, anchor, coolers, safety gear, T-top/options) | 597 lb |
| Trailer: ESTIMATE, 35% of boat + engine (no trailer weight published) | 1,950 lb |
| Estimated loaded trailer weight | 8,520 lb |
Drain ballast before towing.
2026 Toyota Tacoma towing ratings vs this boat
| Engine / package | Published rating (lb) | Tow | Payload | Result |
|---|---|---|---|---|
| SR (2.4L i-FORCE) | 3,500 | FAIL | CAUTION | FAIL |
| XtraCab, i-FORCE (non-SR) | 6,500 | FAIL | CAUTION | FAIL |
| Double Cab, i-FORCE (non-SR) | 6,400 | FAIL | CAUTION | FAIL |
| Double Cab, i-FORCE MAX hybrid | 5,950–6,000 | FAIL | CAUTION | FAIL |
"Published rating" is the lowest–highest conventional (ball-hitch) rating Toyota prints for that engine/package across cab, bed, drive and axle choices. PASS means the loaded trailer is at or under 80% of the lowest rating. Toyota: ratings per SAE J2807; payload includes occupants, cargo and options.
Tongue weight vs payload
Tongue weight should be 10–15% of the loaded trailer: about 852–1,278 lb. That comes out of your truck's payload along with everyone in the cab, so with two adults (300 lb) you need roughly 1,152–1,578 lb of payload before any cargo in the bed.
SR (2.4L i-FORCE) FAIL
FAIL 8,520 lb is over every published rating for this engine/package (max 3,500 lb).
CAUTION At 15% tongue weight you'd need 1,578 lb of payload vs 1,230 lb.
SR is limited to 3,500 lb.
XtraCab, i-FORCE (non-SR) FAIL
FAIL 8,520 lb is over every published rating for this engine/package (max 6,500 lb).
CAUTION At 15% tongue weight you'd need 1,578 lb of payload vs 1,230 lb.
FAIL Max tongue weight for this truck/hitch is 650 lb.
Double Cab, i-FORCE (non-SR) FAIL
FAIL 8,520 lb is over every published rating for this engine/package (max 6,400 lb).
CAUTION At 15% tongue weight you'd need 1,578 lb of payload vs 1,380 lb.
FAIL Max tongue weight for this truck/hitch is 640 lb.
Double Cab, i-FORCE MAX hybrid FAIL
FAIL 8,520 lb is over every published rating for this engine/package (max 6,000 lb).
CAUTION At 15% tongue weight you'd need 1,578 lb of payload vs 1,420 lb.
FAIL Max tongue weight for this truck/hitch is 595 lb.
Confirm with your door-jamb sticker and owner's manual. Your exact truck's rating depends on cab, bed, drive, axle ratio, options and tires, and your boat's real weight depends on its engine, options, fuel and gear. When in doubt, weigh the rig at a CAT scale.
Gear you may need
Placeholder links (not affiliate links yet). Disclosure.
Trailer brake controller
Boat trailers over about 3,000 lb usually need working trailer brakes (check your state's law); an electric-over-hydraulic or electric setup needs a controller in the truck.
Class IV receiver hitch & ball mount
Match the ball mount drop to your trailer so the boat rides level; the hitch rating must cover the full loaded trailer.
Tongue weight scale
The only way to know your real tongue weight (10-15% of the loaded trailer) before it eats your payload.
Sources
- 2026 Toyota Tacoma: Toyota 2026 Tacoma Product Information (Weights & Capacities / Towing, p. 8), checked 2026-10-29
- MasterCraft XT22: MasterCraft model page (Boat weight, fuel capacity), checked 2026-10-29
- Method and assumptions: How we calculate
Related checks
Other boats with a 2026 Toyota Tacoma
- Malibu Wakesetter 23 LSV (~8,710 lb)
- Grady-White Freedom 235 (~8,060 lb)
- Tidewater 232 CC (~7,770 lb)
- Grady-White Fisherman 236 (~7,640 lb)
- Malibu Wakesetter 21 LX (~7,620 lb)
- Sportsman Open 232 (~7,380 lb)